Medical Savings Accounts Study
KPMG Peat Marwick Study: Premium Rates Compared

KPMG Peat Marwick recently reported 1994 average monthly and annual premiums for both employer and employee contributions in conventional, HMO, PPO, and Point of Service (POS) plans.15

The employer sample for this report included 1037 firms nationwide. It is instructive to compare the KPMG report of 1994 annual premiums against the previously analyzed MSA total plan spending for seventeen selected companies. The MSA plan deductibles were $1500 for individual coverage and $2000 for family coverage. Specific deductibles, coinsurance, and copayments were not provided in the abstract of the KPMG survey findings.

As in the previous comparison, none of the KPMG employers or traditional health benefit plans provided end-of-year rebates. Based on the experience to date, projected end-of-year MSA plan balances would average $700 for individuals and $900 for families.

"Based on the experience to date, projected end-of-year MSA plan balances would average $700 for individuals and $900 for families enrolled."

Evergreen Freedom Foundation P.O. Box 552, Olympia, WA 98507 Phone: (360) 956-3482, Fax: (360) 352-1874 Email: effwa@effwa.org